Being turned down for life insurance is disappointing for many reasons.
For many people, all you want to do is protect your loved ones from financial hardship.
You don’t want to think about your family having to deal with a huge loss and having to figure out how to pay for the funeral, medical bills, and other expenses.
We are here to help you prepare for the nightmare of losing someone you love and depend on for your support.
We are so passionate about this because we see families all the time where the dependents are left financially ruined because there was little or no life insurance.
People with health issues find hope.
Over the years, it has been difficult for people with major health problems like cancer, heart attack, COPD, AIDS, liver failure, or a transplant waitlist to find and qualify for life insurance.
Since USA Financial Center has access to many top-rated insurance companies, we can match you to the right policy.
Turned Down for Life Insurance? Now there’s hope. Watch the video below.
One company we represent offers life insurance for people with medical conditions. Here are a few of the benefits.
Your policy cannot be canceled
Your premiums cannot be increased
Your coverage cannot be reduced
Your policy builds cash value
And you can buy coverage from $5,000 to $100,000
The policy has a few limitations
It’s available for ages 18 to 80
US citizens or legal residents with a green card
You need a bank account debit or credit card
You have to have an email
Unfortunately, not everyone can qualify for this product
It’s easy to apply
There are no embarrassing health questions
No physical exam
No blood draws
No urine tests
See if you can qualify
The application process only takes a few minutes.
If you qualify, you have a full 30 days to examine the policy without obligation.
You can apply over the phone or online
And the good news is it’s affordable!
Surprisingly, the premiums are very reasonable. You can pay on an annual, semi-annual, quarterly, or monthly basis through your bank, debit, or credit card.
If you are still unsure, think about why people buy life insurance.
Most often, when someone buys life insurance, they are making sure that someone else doesn’t have to shoulder the burden of final expenses and a funeral. Sometimes they are sending a financial gift to someone special, their church, or their favorite charity. They are taking responsibility instead of forcing someone else to deal with it.
You see, one of the best benefits of life insurance is that under current tax law, the proceeds are paid directly to the beneficiary tax-free. When a valid death certificate is presented to the company the money bypasses what could be a lengthy probate and can be paid in a matter of days. This is important because some funeral homes will not release the body until they are paid.
Life insurance is a gift you give to the people you leave behind.
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